We have another agent licensed to sell in Florida! 🏝️
Laura Pennington is a licensed real estate agent in Michigan for 9 years, and an Associate Broker in Michigan for 5 Years under Legacy Realty Professionals Inc.
“I am passionate about Real Estate and I have assisted homebuyers and sellers with one of the biggest decisions of their lives. When Patrik Welty announced that he and Legacy Realty Professionals Inc. would be licensed in Florida, I knew I wanted to be a part of his real estate team in Florida.”
Give us a call for all your real estate needs in the sunshine state! 🏡☀️
#Floridarealestate #legacyrealty #integrity #education #realestate #realestateagent #SunshineState #homesforsale #legacyrealtypros

Concerned About Rising Mortgage Fees on May 1st?
Several of our clients have reached out to us about items they have heard in the news.
Some of the headlines are pretty disturbing suggesting that some buyers are going to be charged more starting May 1st and other buyers will be charged less.
Well, in a nut shell, this is true. The fees charged by Fannie Mae and Freddie Mac (known as Loan-Level Price Adjustments) have been around since 2008 but
on May 1st, they are changing.
Compared to the current fee structure, higher credit score buyers will pay a larger fee and lower credit score buyers will pay a smaller fee. This is not to say
that lower credit score buyers will pay less than higher credit score buyers; but the gap between the two will be reduced.
For example, a buyer putting 20% down with a credit score of 640 will have a Loan Level Price Adjustment of 2.5%;
while the same down payment with a 740 credit score would have a Loan Level Price Adjustment of only be 1%.
So higher credit score buyers still will pay less…but the gap is reduced.
The stated purpose of these changes by the Federal Housing Finance Agency is to help provide “equitable and sustainable access to homeownership”
At Legacy, we want to help you find the lowest cost solutions to your home buying challenges.
Contact a Legacy Professional today to see how we can save you money.

Meet Frank Cramer

We just received notice that our latest course has been approved by the State of Michigan!

Fenton Expo Success. Thank you Fenton and Linden Regional Chamber of Commerce for the wonderful opportunity this last weekend to connect with businesses and friends in our community. We had a fantastic time!

Looking forward to the Fenton Expo this Saturday (10-5) and Sunday (11-4) at the Fenton High School. Thanks to the Fenton Regional Chamber of Commerce for holding such a terrific event for our community. Special thanks to our friends at Image Projections for embroidering our sweaters! #fentonregionalchamberofcommerce #imageprojections

This week, Michigan property owners are all receiving a notice regarding their Property Taxes and Assessment. Our agents recently completed an exclusive class approved by the State of Michigan on this form and it’s impact on taxes both for the owner and the buyer – if it is sold. If you have questions, contact a Legacy Professional today!      #LegacyRealty      #MichiganRealEstate

We are proud to announce another exclusive Legacy Realty Course has been Certified by the State of Michigan for Continuing Education hours. This course on Property Taxation will help our agents to distinguish themselves from the competition and help our clients understand the “Pop Up” tax and how to estimate future tax obligations. Call one of our professionals to learn more.